AI tools also allow you to optimize your finances, ensuring your money works harder for you. Robo-advisors like Betterment, Wealthfront, and Schwab Intelligent Portfolios use AI algorithms—complex mathematical models that analyze vast amounts of financial data, market trends, and your personal preferences in real time—to manage your investment portfolio., Here are three AI tools to make money online with AI in 2025. You may not be a tech expert or have coding skills, but you can still make money with AI. Newsletters Games Share a News Tip, 🧠 Top Free AI Tools to Make Money in 2025 1. ChatGPT (Free by OpenAI) ChatGPT is your personal AI assistant that can generate high-quality content in seconds—blog posts, product descriptions, email replies, scripts, and more. It’s beginner-friendly and flexible for nearly any online money-making task. If you can type, you can use ChatGPT , AI tools won’t generate income by logging in. They can boost your productivity if you have the right skills. To make money with AI, focus on apps that save time, boost skills, cut costs, and create new opportunities. Using AI in your workflow can boost your efficiency., Make money online with AI using tools for writing, design, automation, and customer service. Monetize AI-generated content and AI art through print-on-demand, ebooks, and digital products. Start with a minimal investment by using free or low-cost AI-powered tools., 9. Build AI Tools for Niche Markets. The “big” AI tools are meant for broader scope. But niches are where the money is. Imagine building an AI that: Designs tattoos. Coaches people on public speaking. Helps indie game developers create characters. If you can target a specific niche with a useful AI tool, you can build a loyal, profitable .