Discount typeDiscount qualificationDiscount savingsMilitaryIf you’re an active service member and can provide valid documentation (your current orders or other acceptable documents)25%Safe driverIf you’ve been accident-free for 36 months10%Good studentIf you’re unmarried and a full-time student in high school, college, or vocational or technical school, and have a “B†average or better (or rank in the top 20 percent of the class)10%Senior citizenIf you’re 55 or older and complete a motor vehicle accident prevention course5%DynamicDriveIf you join the DynamicDrive program and maintain good driving behavior while using the app10%Driver educationIf you have completed an accident prevention course or a driver on your policy under the age of 21 has completed a state-approved driver education course10%Multi-carIf you have more than one vehicle on your policy25%Vehicle EquipmentIf your car is new or equipped with anti-theft safety features10%Multi-productIf you add roadside assistance, term life insurance, or an emergency protection plan to your policy5%Prior coverageIf you’ve been with another insurer for at least 6 months before switching to Direct Auto25%HomeownerIf you or your partner own a home, townhome, or condominium where you keep your car15%Welcome backIf you’ve had a policy with Direct Auto, but not within the last 6 months6%AffinityIf you’re a member of one of Direct Auto’s partner organizations; call 1-877-463-4732 for a full list of affinity partners5%PaymentIf you set up automatic payments, pay in full, or go paperless9%Multi-policyIf you purchase two or more policies from Direct Auto10%, Get affordable car insurance with the coverage options you need even if you have a less-than-perfect driving record through Direct Auto Insurance., When you need them, our friendly agents will be there to help you choose the right amount of car insurance coverage for Chesapeake drivers, help you understand your car, motorcycle, or life insurance policy, and help you set up an affordable payment plan that works for your lifestyle..