Bankrate's car insurance comparison tool will give you side-by-side personalized rates from top carriers. Get your quote today!, Forbes Advisor analyzed car insurance rates to find the average cost of car insurance by age, coverage level, driver history, gender and state., The average cost of full coverage car insurance is $2,290 per year, or about $191 per month, while minimum coverage costs an average of $623 per year, or around $52 per month, according to , , , .