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"The number of people who are self-employed has risen rapidly in recent years, 1 and most full-time self-employed workers don't have direct access to health insurance themselves or through their spouse. 2 When you have to secure health insurance without an employer's help, it can be challenging, even overwhelming, to understand the many , Compare costs, coverage, customer satisfaction, and more for the best health insurance for self-employed people. Our picks include Kaiser Permanente, Molina Healthcare, and Blue Cross Blue Shield., Blue Cross Blue Shield and Kaiser Permanente are the best health insurance companies for the self-employed of 2024, according to Forbes Advisor’s analysis. Short-Term Health Insurance Short-term health insurance can be a temporary solution for those who need coverage quickly., , , .