Tax BenefitAmount / Eligibility (2025)ImpactChild Tax Credit (CTC)Up to $2,000 per qualifying child under age 17Directly reduces taxes owedEarned Income Tax CreditVaries by income, filing status, and number of childrenRefundable credit for low/moderate incomeAmerican Opportunity CreditUp to $2,500 for eligible college expensesReduces education-related tax liabilityMortgage Interest DeductionInterest on mortgages up to $750,000 principalReduces taxable income for homeownersStudent Loan InterestUp to $2,500 for qualifying income levelsLowers taxable incomeMedical Expense DeductionQualifying expenses exceeding 7.5% of AGIDeductible if itemizingHSA ContributionsUp to $4,150 (individual) / $8,300 (family) + $1,000 (55+) catch-upTriple tax advantage; reduces income, Discover actionable strategies to optimize your tax situation in this comprehensive guide. Learn about tax-advantaged accounts, tax-loss harvesting, capital gains management, and more. Perfect for investors, retirees, and remote workers seeking financial success!, Guide to what is Tax Optimization. Here, we explain its strategies, types, examples, and comparison with tax planning..