360 CHECKINGA fee-free online checking accountManage your money with no fees, no minimums and no overdraft fees.Open account Open account No fees. No minimums. No overdraft fees.There are no monthly fees with a Capital One 360 Checking account. There’s also no minimum balance to open, keep and use your account. And there are no overdraft fees.EASY WAYS TO MANAGE YOUR MONEY ATM network Early paycheck Add cash in store Bank on the go at 70,000+ fee-free ATMsGet cash from 70,000+ fee-free Capital One, MoneyPass® and Allpoint® ATMs—including in select Target®, Walgreens and CVS® stores. Find an ATM near youBENEFITS OF A 360 CHECKING ACCOUNTFree debit card360 Checking comes with a to make purchases and get cash at ATMs.A top-rated appBank 24/7 with the app—check balances, make deposits and more.Digital paymentsWith , you can pay and get paid free and fast with your checking account with Capital One.In-person supportVisit our and meet with our friendly Ambassadors.Financial goalsGet tips and tools for meeting your financial goals at our .And much more that come with a no-fee, no-minimum 360 Checking account.YOUR MONEY IS SAFE WITH CAPITAL ONESecurity and fraud protectionVisit fraud support FDIC insuredView FDIC details LOCATIONSFind an ATM or Capital One location near you.When you need us, we'll be there. Visit a Capital One Café, ATM, or branch near you.Enter a location near youNot near a Capital One branch? No problem.We're flexible. There are plenty of digital and in-person ways to bank with a Capital One 360 Checking account. Explore ways to bank with usFREQUENTLY ASKED QUESTIONSWhat is an online checking account?360 Checking is a free checking account that comes with everything you need and without everything you don’t. Pay your bills, get cash, make deposits and transfer money—all without monthly fees and extra trips to the bank. You can and manage your money securely by signing in on your phone or computer, instead of waiting for the bank to open. And if you ever need help with your account, a real person is just a phone call away.What are the fees associated with Capital One 360 Checking?There are no fees to open, keep or use your Capital One 360 no-fee checking account, or for foreign transactions. There may be some things you want or need to do with your account that will result in charges. If you request a cashier’s check, send an outgoing wire or have a checkbook printed, you may be charged a fee for these extra services.What if my account gets overdrawn?You have several overdraft protection options to choose from: Auto-Decline, Free Savings Transfer, and No-Fee Overdraft., Meet your financial goals with a fee-free 360 Checking account from Capital One. Featuring no minimum balance, FDIC insurance, and a top-rated mobile app., Manage your money quickly and easily with 360 Checking—whether it’s online, in person or with our mobile app. All with no minimum balance required and no monthly fees..